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This credit will suck you alive! I have no history of past due but my credit spending went up after we bought a new house, the appliance & furniture that goes with it...
When i noticed that chase increased my APR, i pulled out my son's savings and paid $5,010.37 to finally close the account. But guess what, after a month, i received a new statement stating that i owe them $$8.44 finance charge. I asked them the basis of the charge since there is no principal, they said it is based on the average daily balance after my last payment. I asked them to be considerate enough to reverse it. And they said NO.
I paid it...Just so to fully settle the matter...because i'm really sick of seeing their statement on my mailbox. |
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